If you save in a 401(k) or IRA, congratulations! You’re taking a great step toward financial success and well being — and potentially making use of tax advantages through these accounts, or picking up free money in the form of employer contributions. There’s no doubt that contributing to these retirement plans is a must if…
Retirement Planning Articles
Making the case for Social Security education in the workplace
I have been a proponent of financial education and wellness programs in the workplace for over 20 years. Over that time frame, more and more employers have recognized that financial education can be one of the most valuable employee benefits they can offer their employees. A more financially confident employee is often a more productive…
How to plan for retirement in the gig economy
Once upon a time, it was totally reasonable for middle class kids to expect that they would work for one, maybe two employers, and retire at 65 with a watch and a pension, the end. But in recent years, the economy has shifted towards self-employment and freelance work—the gig economy. The twenty-first century has brought…
Is Retirement Dead?
Is retirement dead? It’s a scary question, especially if you’re currently working hard with hopes of kicking back, relaxing, and enjoying spending your time anywhere but an office one day. But we think the answer is yes, traditional retirement is going away – even if it hasn’t died out completely quite yet. Before you start…
The Earnings Test: Applying For Social Security Before Full Retirement Age
If your planning on taking your social security benefits before full retirement age and plan on continuing to work you will want to make yourself aware of the earnings test. The earnings test is only applied before full retirement age The earnings test reveals the amount you can earn each year prior to full retirement…
Best Retirement Plan Options for the Self-Employed
Being self-employed comes with many advantages, one of which is your ability to choose from a number of retirement plan options. The key is to match the right plan option with your retirement planning objectives and yearly contribution goals. And if you have employees, other than a spouse, to be certain you understand the contribution requirements…
Are You Making These 5 Retirement Planning Mistakes?
Planning for retirement, but worried you’re missing something? There’s so much to think about when it comes to planning out a secure financial future even after you stop earning an income from your job — and there are a lot of moving parts to coordinate and organize. It’s easy for things to slip through the…
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