It all began with the cypherpunks, a small community of programmers, coders, activists, and visionaries who were focused on privacy-enhancing technologies through cryptography starting in the 1990s. “Privacy is necessary for an open society in the electronic age,” proclaimed Berkeley mathematician Eric Hughes in “A Cypherpunk’s Manifesto” in March 1993. “Privacy is not secrecy. A…
Recent Articles
How to Ask For a Raise And Get Paid What You’re Worth
You have been working really hard. You know that you deserve more than what you are currently making at your job. But where do you go from here? How do you go about asking for a raise to get paid what you’re worth? Here are a few tips to keep in mind to help you…
How to Find a Financial Planner (And Why You CAN Afford to Have One)
Many people think they can’t afford a financial planner, and that’s a shame because it’s simply not true. This belief is based on the misconception that all advisors won’t work with you unless you already have millions in the bank. While that’s certainly true of some advisors, plenty of financial planning firms don’t operate this…
4 Big Ways Your Social Security Benefits are Getting Smaller
This year marked a rather significant increase in benefits for those receiving Social Security. The 2018 COLA (Cost of Living Adjustment) was one of the largest in the past decade, giving retirement beneficiaries an extra 2% on their checks (the most significant jump since 2012.) Unfortunately, there are forces at work that can easily chip…
How to Be Good with Money: 5 Simple Steps That Anyone Can Take
Ignoring your finances because you’re just not good with money? It might sound harsh, but here’s the truth: that’s an excuse. Sure, there are people who may be naturally more inclined to be savers while others like to spend. But if you fall into the “spender” category, it doesn’t mean you’re doomed to a poor…
How Much Money Is Enough To Retire?
If you ask ten different people how much money is enough to retire, you can expect ten different answers. That’s not necessarily a bad thing, as the idea of what makes a comfortable or good retirement varies based on personal goals and preferences. The truth is, there’s no magic number that will serve as a…
Do You Need to Pay Taxes on Your Social Security Benefits?
Tax season always brings about a bit of panic, as those who are getting Social Security benefits may be filing their first return since they started receiving payments. These payments, while a welcome addition to their financial support system, can feel uncertain (or even a bit burdensome) as the issue of tax liability comes to…
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