In today’s economy, it is not uncommon for a household to have at least two forms of income. Sometimes this is out of necessity; sometimes it is to get ahead financially. Regardless of why you want the extra income, it’s easier than ever to start a side gig with little or no initial investment. Here…
Recent Articles
Making the case for Social Security education in the workplace
I have been a proponent of financial education and wellness programs in the workplace for over 20 years. Over that time frame, more and more employers have recognized that financial education can be one of the most valuable employee benefits they can offer their employees. A more financially confident employee is often a more productive…
How to plan for retirement in the gig economy
Once upon a time, it was totally reasonable for middle class kids to expect that they would work for one, maybe two employers, and retire at 65 with a watch and a pension, the end. But in recent years, the economy has shifted towards self-employment and freelance work—the gig economy. The twenty-first century has brought…
5 Hacks to Improve Your Credit Score
Your credit score is a three-digit number that determines a lot in your financial life. It can make the difference between getting the financing you need for major purchases, like a car or home. It can impact your ability to secure the apartment you want. And, perhaps most importantly, it determines how much actually borrowing…
Is Retirement Dead?
Is retirement dead? It’s a scary question, especially if you’re currently working hard with hopes of kicking back, relaxing, and enjoying spending your time anywhere but an office one day. But we think the answer is yes, traditional retirement is going away – even if it hasn’t died out completely quite yet. Before you start…
The Earnings Test: Applying For Social Security Before Full Retirement Age
If your planning on taking your social security benefits before full retirement age and plan on continuing to work you will want to make yourself aware of the earnings test. The earnings test is only applied before full retirement age The earnings test reveals the amount you can earn each year prior to full retirement…
The financial pros & cons of getting married
“I do,” – one of the shortest, simplest, most life-changing, sentences you will ever say. Not only do you have to get used to the idiosyncrasies of living with another person who will invariably do things differently than you are accustomed to—such as leaving dirty socks in places other than the laundry room, drinking milk…
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