When you were in your 20s and 30s, retirement seemed like a distant dream. But now that you’re in your 40s or 50? It sure looks a lot closer, and it’s fast approaching. To make your retirement the best experience possible – and to enjoy the lifestyle you want once you step out of your…
Recent Articles
Level Up Your Personal Finances
Figuring out how to manage your personal finances can seem like a daunting task. It’s tempting to simply not think about it, or to put off dealing with your money until later. The thing is, the sooner you learn how to make smart, strategic personal finance decisions, the easier it will be to live the…
How to Store Your Cryptocurrency Safely
If you’re going to hold cryptocurrency, as an investment or as a saving device, you need to understand how to keep it safe. Owning cryptocurrencies means taking risks that don’t exist with traditional assets. There’s no government insurance program to refund your money if the exchange that holds your assets goes under. For certain asset…
Are Mini-Retirements Right For You?
With pensions dying out and the responsibility to save enough in your working years to pay for decades of life without a paycheck squarely on workers’ shoulders, the traditional idea of retirement may no longer be realistic for most. That might not be a bad thing, though. Working full-time until 65 or 70 years old, then…
The Real Tradeoff You Make When You Spend Instead of Investing
You’ve heard it over and over (and over) again: spend less, save more. It’s one of the most basic pieces of personal finance advice, and for two very good reasons. First, some things in life cost more than what you can make in a month. For example, when you buy a house, you need to…
How A Side Hustle Can Help You Crush Your Debt
Do you feel like you need extra income, but don’t have time for a second job? If you are working full-time, you may feel locked into the schedule that you have. However, that doesn’t mean that you can’t have a secondary job to bring in additional income. We live in a gig economy, and starting…
The Importance of Incorporating Your Retirement Accounts in Your Estate Plan
You know you need to do some estate planning to properly protect yourself, your assets, and your loved ones. But is your plan complete, or did you leave a few key assets out of those documents by mistake? Most people are unaware that retirement accounts are an important estate plan component. Fewer still understand the…
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