The debate is a long-standing one: Is a Roth or a traditional IRA a better tool to save for retirement? The debate doesn’t end the older you get. In fact, as workers approach retirement age, it’s perhaps even more important than any other time that they look closely at the relative benefits and disadvantages of…
Eric C. Jansen, ChFC®
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After many years working for a large national financial services firm where I provided comprehensive wealth management services to high net worth clients, I realized something was broken in the financial advice industry. And I wanted to fix it.
In the past, you worked, you saved, you retired -- and, in that world, providing a linear financial planning solution for that straightforward path was sufficient. When I founded Finivi, I did so because I knew that wasn’t the world we lived in anymore.
Today, the definition of work-life balance is being redefined, experiences are more important than things, meaningful work is more significant than greater opportunities, and the sharing economy is just beginning to change the social and economic landscape on a global scale.
Even with so much change, one thing remained the same, the desire for unbiased financial advice, just not delivered in a binder, nor always face to face, but on-demand, personalized guidance that focused more on financial freedom now, than at some distant point in the future, we used to call retirement.
Our Advice-On-Demand monthly subscription service provides clients ongoing access to a team of financial planners, investment advisors, and tech-savvy team members who help guide them to living there best life, by not only making smarter financial choices but also learning to use the latest technology to save both time and money.
As the world continues to change, so do we. Our firm is not hindered by legacy technologies, slow-moving corporate boards, or outdated thinking.
In this new era of digital transformation, we keep our clients informed on the potential impacts of evolving technologies, including blockchain, cryptocurrencies, nanotechnology, quantum computing and the Internet of Things (IoT). Unlike many advisors, we are not afraid to tell them that Bitcoin and other digital currencies and tokens are probably here to stay, and, moreover, may be the future of money.
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Recent Articles by Eric:
Planning For Retirement Doesn’t End When You Retire
Most people think that planning for retirement ends on their last day at work. But in reality, all of the planning you did up until that point—figuring out when you want to retire, how much you need to save each year, when to claim Social Security—is only the first phase of retirement preparation. On the day you…
What To Do When You Receive an Unexpected Windfall
If you’ve ever come into an unexpected windfall—maybe a bigger than expected tax refund or a much-anticipated inheritance—you probably know that feeling of giddiness. It’s an exciting feeling, thinking of all the things you can buy, maybe a new car or that kitchen remodel. The problem is, that feeling won’t last long. Ever heard of…
The Cost of Tapping Your Retirement Accounts Early
When money’s tight and times are tough, it can be difficult for retirement savers to ignore the money they’ve stashed in a 401(k), IRA or other retirement savings account. Still, while it may make sense in some situations to tap into those accounts early—for example, if a job loss has put you at risk of…
5 Ways to Guard Against Rising Interest Rates
Interest rates are finally beginning to rise after decades of historically low rates, a development that if left unchecked can torpedo the investment portfolios and finances of the unprepared. But if you know what steps to take, you can contain the damage and keep your portfolio and your overall financial situation from taking on too…
The Danger of Using “Alternative Facts” When Planning Your Retirement
Planning for retirement, well the saving part anyways, seems to be one of those things far too many of us put off doing, or make a half-hearted attempt at setting a meaningful amount of money aside to be able to retire someday. Well financially independent at least. Instead, we use “alternative facts”, or false narratives that we…
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